AI Health Insurance Concierge

The right plan.
Not the cheapest. Not the most popular.
The right one.

CoverPilot is an AI that learns how you live, what you need, and which plan actually fits. No jargon. No guesswork. No 47-page comparison spreadsheets.

Find my plan →

7 questions • Takes 2 minutes • No signup required

Your match
Flex Silver PPO
$390/mo • $3,000 deductible • See any specialist, no referral needed
91% match score

Health insurance is broken for the people buying it

73%

of Americans don't understand basic health insurance terms like "coinsurance" or "out-of-pocket max"

45min

Average time spent comparing plans on Healthcare.gov before giving up and picking one

$1,200

Average annual overspend from choosing the wrong plan for your actual healthcare usage

How CoverPilot works

01

Tell it about your life

Family size, budget, doctors you see, medications you take, how often you visit the ER vs. urgent care. A 5-minute conversation, not a 20-field form.

02

It shops every plan available

CoverPilot compares hundreds of plans across carriers, factoring in subsidies, provider networks, drug formularies, and your actual usage patterns.

03

You get a match, not a list

One recommendation with a clear explanation of why it fits. Not 40 plans sorted by premium. The plan that makes sense for how you actually live.

Always on

Available 24/7, not just during open enrollment

Life changes don't wait for November. New job, new baby, moved states. CoverPilot reassesses your coverage whenever your life shifts.

Plain language

Explains insurance like a friend who happens to be an expert

No jargon walls. No fine-print gotchas. Ask "what happens if I go to the ER" and get a real dollar amount, not a benefits table.

Works for you

Built by a licensed insurance agent who does this every day

CoverPilot encodes the expertise of someone who has matched hundreds of families with the right plan. Not a chatbot trained on FAQ pages.

Health insurance should feel like having an expert in your corner, not like filing your taxes.

CoverPilot is building toward a future where nobody overpays for the wrong plan again.